AirKey at Capital One

AirKey turns bank-issued cards into hardware tokens for authentication and identity verification. Development on AirKey began in 2017 when Capital One set out to build a new authentication tool using existing bank assets and processes. Today, AirKey is on more than 80 million cards and sees 10s of millions of taps per year. AirKey is used across dozens of use cases to reduce fraud, increase engagement, and lower costs. Backed by over 300 US patents, AirKey powers experiences that include: card activation, mobile enrollment, digital wallet provisioning, and high risk transaction authentication.