PANEL DISCUSSION: The Trusted User Trap: Rethinking Account Takeover

• How are criminals using AI, social engineering, stolen credentials and compromised devices to take over legitimate accounts while continuing to appear like trusted customers?
• Why are traditional authentication and step up controls struggling to stop modern ATO attacks when fraudsters can exploit valid credentials, trusted devices and account recovery journeys?
• How can behavioural, device and identity intelligence expose the signals of account takeover earlier, stopping fraud before money moves while minimising friction for genuine customers?

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