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FLS NOVEMBER 2025

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PANEL DISCUSSION: Beyond the Horizon: Safeguarding European Financial Ecosystems with AI-Native Defences in the Era of Instant Payments and Generative AI

04 Nov 2025
PANEL DISCUSSION: Beyond the Horizon: Safeguarding European Financial Ecosystems with AI-Native Defences in the Era of Instant Payments and Generative AI
  • How are European financial institutions balancing real-time payments with robust fraud prevention, especially for APP fraud and money mule networks, and what role will AI play by late 2026?
  • As generative AI weaponised deepfakes and social engineering scams, what ethical and technological frameworks must European financial institutions implement to leverage AI effectively in their defence, ensuring transparency and protecting customer privacy under evolving data protection regulations?
  • By late 2026, how can European banks and financial institutions move beyond fragmented fraud and AML defences to adopt a unified, AI-native financial crime prevention platform, providing holistic identity intelligence across the entire customer journey?