Michael Losavio'leads Tunic Pay's customer data strategy. He has driven the company's most data-intensive initiatives, including building the world's first cross-bank fraud data-sharing network to stop scams in real time. Previously at McKinsey & Company, he has shaped AI use case deployment for the largest UK retail banks, including automating customer-service applications, credit scoring and KYC. He holds a First-Class degree in Economics from the London School of Economics.